Introduction to Regulatory Compliance in 2025
Imagine navigating through a dense forest without a map—today’s regulatory landscape can feel just as daunting. As companies strive to keep up with ever-evolving rules and regulations, staying informed is key. Here’s a snapshot of the most significant recent developments in regulatory compliance, focusing on real-world stories that matter to your business.
1. The Loper Ruling and Its Impact on Chevron Deference
The Loper ruling marked a significant shift in U.S. administrative law by overturning Chevron deference. This change impacts how courts review federal agency interpretations, essentially giving more power back to the courts themselves. For businesses, it means a closer eye on regulatory decisions, as courts will no longer automatically defer to agency interpretations. Experts suggest that this will lead to more predictable legal outcomes but also potentially increase litigation around regulatory issues.
Example: In a recent case, the Federal Claims Court applied the Loper decision to challenge the General Services Administration’s interpretation of contract terms. This case shows how courts are now more actively reviewing and interpreting regulatory rules.
2. FCC’s Revocation of Consent Rule for Robocalls
In a bid to give consumers more control, the FCC’s revocation of consent rule aims to make it easier for people to opt out of unwanted communications like robocalls. However, the implementation has been delayed, giving businesses extra time to comply with new requirements. Credit unions and financial institutions need to adapt their communication strategies to ensure they respect customer consent preferences.
Tip: Ensure your marketing team understands the delayed timeline and uses this time to update consent procedures and avoid potential fines related to unsolicited messaging.
3. Trump’s Executive Order: Sunset Rules for Regulations
President Trump issued an executive order requiring federal agencies like FERC to add sunset provisions to their regulations. This means certain regulations will expire unless reviewed and renewed within a one-to-five-year period. For businesses, it signals the possibility of more flexible regulatory environments but also means they must stay vigilant regarding rule changes.
Impact: Companies should monitor these regulations closely as it could affect compliance requirements and operational planning in the energy sector and beyond.
4. SEC Enforcement Actions Hit a New High
The Securities and Exchange Commission (SEC) announced a record number of enforcement actions in early 2025. This heightened scrutiny emphasizes the importance of strict internal compliance measures, especially in high-risk areas like securities trading and corporate governance.
Advice: Ensure your financial reporting and compliance teams are aware of the increased enforcement activity and implement robust internal controls to prevent violations.
5. Affiliate Marketing: Compliance Risks and Opportunities
As banks increasingly use affiliate marketing to reach customers, the strategy comes with compliance risks. Businesses need to balance efficient marketing with robust oversight to ensure regulatory standards are met. This involves monitoring partnerships closely to prevent brand integrity issues or legal violations.
Strategy: Implement comprehensive risk management for affiliate partnerships to control costs while maintaining compliance with financial regulations.
Conclusion: Staying Ahead in Regulatory Compliance
Navigating regulatory compliance requires a proactive approach. By understanding these trends and adapting your business strategies accordingly, you can stay on top of the ever-changing compliance landscape and ensure your operations remain compliant and competitive in the market,
References:
- https://www.americascreditunions.org/news-media/news/compliance-blog-discusses-loper-ruling-fcc-ruling-robocalls-ncua-acceptable-terms
- https://www.hklaw.com/en/insights/publications/2025/04/trump-executive-order-requires-ferc-other-agencies-to-add-sunset
- https://performline.com/blog-post/regulatory-compliance-roundup-04-16-25/
- https://natlawreview.com/article/regulatory-update-and-recent-sec-actions-april-2025
- https://www.clarkhill.com/news-events/news/administrative-law-report-april-2025-vol-6/
- https://www.bolton.com/sites/default/files/2025-04/bolton-sustainability-report_2024.pdf
- https://www.complianceandrisks.com/blog/the-rise-of-greenwashing-disputes-emerging-trends/
- https://en.wikipedia.org/wiki/Department_of_Government_Efficiency
